Cash is still the most popular payment method in Moroccan eCommerce, accounting for 67% of sales in 2020. This is due to the country’s cash-based economy and the lack of trust in online payments.
The use of debit cards has increased significantly in recent years, from 3% of sales in 2018 to 33% in 2020, followed by internationally enabled and domestic credit cards. This is likely due to the increasing availability of debit cards in Morocco and the growing popularity of online shopping.
Deferred debit card payments allow shoppers to buy now and pay later, making them a popular option for online purchases.
International merchants who want to succeed in Morocco should accept local payment methods, such as debit cards and domestic-only credit cards. This will make it easier for Moroccan consumers to shop with them.